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How to Spend Luxuriously in Your Retirement

Tim Werth by Tim Werth
March 14, 2022
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You played your cards right and lived frugally throughout your lifetime to ensure that you have the luxurious lifestyle that you crave when you retire. How do you spend all that savings and do it efficiently? The goal for any retirement lifestyle is to feel like you are spending money luxuriously without breaking the bank. These tips will help you feel like you are living the lifestyle you always dreamed of while preserving enough cash flow to cover all the basics.

Travel on the Cheap

Is there any way better than traveling that can give you that luxurious lifestyle that you crave? Jet setting around the globe and checking off that bucket list is a great goal for retirement. The good news is there are so many travel discounts for “seniors” that you can wipe out your entire travel bucket list and barely feel the pinch.

Travel clubs for seniors are a great way to enjoy a ton of perks when you travel for less. Most airlines and lodgings offer senior discounts. All you have to do is ask. Consider investing in a timeshare club. The average price of a timeshare is about $20,400. When you consider the cost of lodging, that $20,000 is just a drop in the bucket. As a bonus timeshares are usually “inheritable” property that you can pass on to your family.

The beauty of being retired and traveling is that you are not confined by parameters like vacation time from work. Every week is a potential vacation time for you. Look for off-season deals and last-minute deals.

Invest in Yourself

A luxurious lifestyle requires self-care. A recent study of 48 participants aged 35-75 found that after four micro-needling sessions 30 days apart, 90% of the participants showed significant improvement of facial wrinkles. A little self-care like micro-needling, injectables, and more can help to shave off years from your face and make you feel really good about yourself.

Of course, anti-aging treatments are not the only form of self-care. Consider taking a class at your local community college and learning something new that you always wanted to learn about. Most community colleges offer a wide range of art classes and more that will help you to continuously evolve and enjoy life.

Buy a Second Home at the Beach or the Mountains

How luxurious would it be to have a getaway home? Now that you are not chained to a job, you can live anywhere you want part of the time or all the time. The beauty of a second home investment is that it can support your lifestyle and it can generate income when you are not using it.

An investment property that can generate income when you are not using it is not only a great way to add a little luxury to your life, but it is also a great way to supplement your income. There are plenty of online platforms available that will ensure your property is rented out weekly, nightly, or even monthly.

Choose a small home in a location that fits your lifestyle. For some retirees, the idea of waking up to the crashing waves of the ocean is the ideal setting for many people for others it is hiking their favorite trails through the mountains. Either way, you have the time to do what you want where you want, take the plunge, and invest in that second property.

Get Involved

Go volunteer and donate to your favorite charity or better, yet if you really want to feel like you are living a luxurious lifestyle, consider starting your own charity. Philanthropy can be very rewarding on many levels. Invest in charities that speak to you. For example, if the ocean and environment are your callings, consider investing in a charity that purchases dissolved air floatation devices that remove FOG and TSS from wastewater areas. It will make you feel rich to donate and it will make you feel great about yourself.

There are a lot of ways to spend in retirement to make you feel like you are living a luxurious lifestyle. Anything that makes you feel happy or helps you to improve your lifestyle can be considered luxurious. Enjoy your retirement you worked hard to get here.

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